zapblack.app
Motor 3P-2.3%Health Family+1.1%Term Life 1Cr-0.8%Motor Comp+0.5%Health Senior-1.4%ULIP Growth+2.1%PA Cover-0.3%Group Health+0.9%Motor 3P-2.3%Health Family+1.1%Term Life 1Cr-0.8%Motor Comp+0.5%Health Senior-1.4%ULIP Growth+2.1%PA Cover-0.3%Group Health+0.9%

Know what every insurer
is charging. Before they do.

Real-time price intelligence across motor, health, and life insurance markets. API-first.

Request API AccessSee Documentation
$ curl api.zapblack.app/v1/quotes?product=motor&sum=500000

50M+

Quotes Tracked

12

Insurers Monitored

<200ms

API Latency

99.99%

Uptime

Features

Intelligence that moves markets

Real-Time Quote Comparison

See every insurer's pricing for any product, region, and customer profile. Updated continuously as rates change.

  • -Motor, health, and life insurance products
  • -Region-specific pricing breakdowns
  • -Historical price deltas and trends
Motor Comprehensive — Delhi NCRLIVE
HDFC ERGO
₹8,450
ICICI Lombard
₹8,920
Bajaj Allianz
₹7,800
New India
₹9,200
Tata AIG
₹8,100

Competition Intelligence

Understand where you stand against every competitor. Multi-dimensional benchmarking across price, coverage, and claims.

  • -Spider chart positioning analysis
  • -Relative market share tracking
  • -Competitive gap identification
Competitor Positioning
SelectedMarket Avg
PriceCoverageClaim RatioNetworkService

Market Trend Analytics

Track pricing movements over time. Spot rate hardening, seasonal patterns, and competitive shifts before they impact your book.

  • -90-day rolling trend analysis
  • -Weekly and monthly granularity
  • -Product and region segmentation
Health Family Floater — 90 Day Trend+8.2%

API-First Integration

Embed price intelligence directly into your underwriting workflow, actuarial models, or product dashboards.

  • -RESTful JSON API with sub-200ms latency
  • -Simple API key authentication
  • -Comprehensive endpoint documentation
api.zapblack.app
// Get real-time quotes across insurers
GET /v1/quotes

{
  "product": "motor_comprehensive",
  "sum_insured": 500000,
  "region": "delhi_ncr",
  "vehicle_age": 2
}
How It Works

From integration to insight

01

Connect

Integrate with a single REST endpoint. API key auth, JSON responses.

curl -H "Authorization: Bearer zb_live_..." \ api.zapblack.app/v1/quotes
02

Query

Request quotes by product, sum insured, region, and customer profile.

GET /v1/quotes?product=motor &sum_insured=500000&region=delhi
03

Compare

Get structured data with price deltas, market rankings, and trends.

{ "quotes": [...], "market_avg": 8494, "cheapest": "Bajaj Allianz" }
04

Act

Use insights for dynamic pricing, product positioning, and market entry.

GET /v1/trends?product=health &period=90d&granularity=weekly
Built for Insurance

Designed for the Indian insurance market

12

Insurance Companies

Major general, health, and life insurers tracked in real-time.

3

Product Lines

Motor, health, and life insurance — with more coming soon.

24/7

Real-Time Pricing

Continuous monitoring. Rates updated as insurers change them.

API Preview

Simple, powerful, fast

One API call to get competitive pricing data across every insurer in the market.

Request
// Get real-time quotes across insurers
GET /v1/quotes

{
  "product": "motor_comprehensive",
  "sum_insured": 500000,
  "region": "delhi_ncr",
  "vehicle_age": 2
}
Response
{
  "quotes": [
    {
      "insurer": "HDFC ERGO",
      "premium": 8450,
      "delta_30d": -2.3,
      "market_rank": 2
    },
    {
      "insurer": "Bajaj Allianz",
      "premium": 7800,
      "delta_30d": -0.8,
      "market_rank": 1
    }
  ],
  "market_avg": 8494,
  "timestamp": "2026-04-11T10:30:00Z"
}

Ready to see your market clearly?

Join insurers using ZapBlack to make smarter pricing decisions.

Request Early Access